Payment gateways Argentina

Top 8 payment gateways in Argentina: 2025

In this article we show you which are the 8 best payment gateways in Argentina, comparing their fees, payment methods, technical support and other key features.

Published on

2025-04-11

Updated:

2025-04-23

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Ariel Diaz Ailan

Co-founder & COO @Rebill

If you sell products or services online in Argentina -or you are about to expand into the country-, you know that choosing the right payment gateway for your type of business can make the difference between closing a sale or losing a customer just before checkout.

That's why in this article we show you which are the 8 best payment gateways in Argentina, comparing their fees, payment methods, technical support and other key features. Pay special attention if you operate in sectors such as EdTech, SaaS, HealthTech or eCommerce. Here is the list:

Rebill
Mercado Pago
Cloud Payment
PayU
PayPal
Mobbex
PayWay
Ualá Bis

What is a payment gateway?

A payment gateway is a platform that allows businesses to collect their sales online. It acts as an intermediary between the buyer, the merchant and the financial institutions (banks, cards or virtual wallets). Thanks to this tool, it is possible to offer multiple payment options without the need for complex technical developments or direct banking integrations.

Advantages of a payment gateway

In addition to facilitating growth in billing, implementing a payment gateway provides multiple strategic benefits for companies, such as:

Safer transactions: These platforms comply with international standards such as PCI DSS, which helps mitigate fraud risks and ensures compliance with sensitive data protection regulations.
Better shopping experience: Offering a fast, intuitive and frictionless checkout process impacts customer conversion and loyalty.
Easier integration: This facilitates the automation of reconciliations, reporting and financial control.
Access to multiple payment methods in a single solution: This eliminates the need to negotiate and manage multiple vendors, simplifying the operation and reducing administrative costs.

Best payment gateways in Argentina: Which one to choose?

Learn about the best payment gateways in the Argentinean market, their differences and what you should consider before choosing the ideal one for your business.

1. Rebill

Rebill is a payment solution designed for large-scale companies, either operating in Argentina or looking to expand to other Latin American markets. Its focus is on companies with high transactional volume, especially in industries such as SaaS, EdTech, HealthTech and eCommerce.

One of its main differentials is its customizable checkout system, powered by intelligent rules that can increase the conversion rate by up to 35%.

In addition, Rebill improves the payment approval rate by 20% compared to the international market average and enables the recovery of up to 71% of rejected payments thanks to an optimized collection logic.

It is currently present in the 7 main Latin American markets and is positioned as a solid and scalable tool for businesses seeking to maximize their profitability.

In terms of security, it complies with PCI DSS level 1 certification, guaranteeing the highest standard in financial data protection for this type of platform.

Let's take a look at its advantages.

Credit and debit cards (Visa, Mastercard, American Express, etc.)
International cards
Bank transfers
Cash payments
Digital wallets (such as Mercado Pago through transfers 3.0)
Option of installment payments

Rebill offers a robust API, a versatile SDK and low-code integration alternatives, allowing companies to deploy the platform in less than 1 hour.
With only 5 lines of code, you can incorporate all payment methods in an embedded checkout within your platform.
In addition, it connects easily with systems such as CRM, ERP and collection tools through Make.com.

It has personalized attention 24 hours a day, 7 days a week.

Rebill rates in Argentina for foreign companies start at 3.79% + USD 0.20 per credit card transaction + a currency conversion fee.
Unlike other platforms, Rebill includes services such as subscription management at no additional cost, which is an advantage for businesses with recurring payments.

If you want to know the exchange rates applied and their conversion rates, you can check them on their pricing page. pricing page, where they also have a calculator where you can estimate how much you get per transaction.

Note: For companies registered in Argentina, the service will be available as of June 2025. If you are interested in priority access, please contact the Rebill team. contact the Rebill team.

2. Mercado Pago

Mercado Pago is the digital payment platform developed by Mercado Libre. It allows you to manage online payments through multiple payment methods and tools such as: point readers, QR Code, Payment Link and Checkout.

Among the payment methods accepted by Mercado Pago are:

Money in account
Fees without cards
Bank transfer
Credit and debit cards
Visa and MasterCard prepaid cards
Cash through Rapipago and Pago Fácil

Integration through API, plugins for e-commerce platforms or low code solutions.

Through its chat system.

Mercado Pago's fees depend on the payment method used, the crediting term chosen and the payment method used in each collection.

3. Cloud Payment

It is a tool developed by TiendaNube for those who use this e-commerce platform to collect payment for their online sales.

It offers a competitive and affordable fee structure, eliminating the cost per transaction for stores that already have an active Tiendanube plan. Among its main benefits are the transaction bonus, an integrated checkout, high security standards and preferential conditions to operate with multiple payment methods.

Transfer
Debit card
Credit card
Installments with or without interest
Simple fee

The integration of Pago Nube is done directly from the Tiendanube administration panel.

Through the TiendaNube support team.

Pago Nube's commissions depend on the plan contracted with TiendaNube, the payment method and the crediting time chosen.
An example for the Initial Plan with credit card to receive the money the same day, the cost is 7.69% + VAT.

4. PayU

PayU is an online payment platform that operates in multiple countries in Latin America, including Argentina. It offers payment solutions for both small businesses and large corporations, allowing merchants to accept payments with different methods.

PayU allows merchants to accept a variety of payment methods, including:

Credit cards
Debit card
Bank transfers
Cash payments through local networks

It has several integration options, including APIs, plugins and modules available for popular e-commerce platforms such as Magento, WooCommerce and PrestaShop.

It offers technical support through various channels, including email and live chat.

They vary according to the volume of transactions and the country. They are not public, so you should contact PayU for detailed and updated information on the fees applicable in Argentina.

5. Paypal

PayPal is one of the most recognized online payment platforms worldwide, allowing individuals and businesses to send and receive payments securely. Although its presence in Argentina has been limited compared to other countries, it is still an option for international transactions.

Linked credit and debit cards (Visa, MasterCard, American Express)
Linked bank accounts (in countries where this option is available)

PayPal offers several integration options for merchants:

Payment buttons: Easy to generate and insert in websites to accept payments quickly.
REST API: Allows for deeper and more customized integration into applications and websites
Plugins for e-commerce platforms: Compatible with systems such as Shopify, WooCommerce and Magento.

Offers technical support through customer service via e-mail or telephone.

PayPal applies a fee for each commercial transaction received, which varies according to the total revenue volume of the previous calendar month.

For example, if the monthly total is between USD 3,000.01 and USD 10,000, the commission drops to 4.90% + a fixed fee.

6. Mobbex

Mobbex is an Argentine company specialized in payment solutions for electronic and physical merchants. In 2023, it became the first payment processor in the country to enable cryptocurrency payments through an alliance with Binance Pay.

Credit cards
Tarjetas de débito
Bank transfers
Cash payments
Cryptocurrencies

It offers several forms of integration, including: API and SDK for embedding checkout or subscriptions.

They are available via WhatsApp, email or telephone.

Mobbex operates mainly on a gateway basis, which means that each company must have its own trading numbers, managed through an acquirer such as Payway, Fiserv or Getnet.

Gateway service: from 1 % + VAT per transaction
Fraud prevention (optional): 0.5 % + additional VAT
Acquirer's exchange rate:
- 1.8 % + VAT for credit card payments
- 0.8 % + VAT for debit cards

7. PayWay

Prisma Medios de Pago's PayWay is aimed primarily at companies with high sales volume that need a more advanced collections infrastructure. It offers a complete ecosystem for managing online payments, customized integrations and automated financial reconciliation.

Credit and debit cards
QR payments
Bank transfer
Automatic debit

It offers multiple options: API integration, custom checkout, payment links and ecommerce plugins.

Dedicated help desk for companies. Updated technical material and personalized assistance for integrations.

Payway operates under a gateway modality, with the particularity that it also operates as an acquirer. This means that in many cases the commission is reduced to the interchange fee, which - at the time of publishing this article - is:

1.8 % + VAT for credit cards
0.8 % + VAT for debit cards

No need for intermediaries.

Note: This solution is mainly oriented to large companies, as it does not usually offer service to medium or small accounts.

8. Ualá Bis

Ualá Bis is Ualá's payment gateway, designed to facilitate online payments. Although initially designed for entrepreneurs and small businesses, today it also offers a solution for companies looking for simplicity, fast integration and a clear cost structure.

Credit and debit cards
Interest-bearing installments
Transfers via CVU
Payments from Ualá accounts

Offers personalized payment links, QR code and web checkout
Integration with online stores via plugins
Open API for custom development

It has customer service by email and chat from the app or web.

Fees start at 4.9% + VAT per transaction with immediate credit to your Ualá account.

Key factors for choosing a payment gateway in Argentina

For companies with large transaction volumes, here are some key criteria to evaluate when choosing a payment gateway:

Compatibility with multiple payment methods

Make sure the platform accepts credit and debit cards, bank transfers, cash payments and virtual wallets. The more options the user has, the higher the conversion rate.

Agile integration with your existing systems

Opt for platforms that offer a robust API, SDKs and low-code options for fast implementation without overloading your technical team. Rebill, for example, allows you to easily connect to CRM, ERP or ecommerce platforms. In addition, it features webhooks that automatically notify your systems when a relevant event occurs, allowing you to automate processes and keep all your systems in sync.

Security and compliance

Verify that the gateway has certifications such as PCI DSS, data encryption and anti-fraud tools. This protects your operation and generates trust in users.

Optimization tools

Features such as customizable checkout, smart rules, failed payment recovery logic or automatic reconciliation can make a big difference in operational efficiency and conversion.

Regional market experience

Opt for a payment gateway that understands the particularities of the Argentinean market and the dynamics of neighboring countries, this can make a big difference especially if your company operates in several Latin American markets.

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Conclusion

More than choosing a payment gateway, you should choose a growth partner for your business. Rebill helps you sell more and grow 10X faster.

If your company in Argentina is part of industries such as EdTech, SaaS, HealthTech or eCommerce, and you are looking to scale your online sales without losing efficiency in your collections, contact us.

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‍Disclaimer

This content is for informational purposes and was prepared based on public information available on the official sites of each payment gateway, at the time of writing (April 2025). Rates, conditions and functionalities may change without prior notice.

The definitive guide to expanding your business in LATAM.

A FREE 5-day email course that teaches you how to optimize your payment rates and simplify your operations.

Get the guide