5 Apps to charge with payment link in Argentina in 2025

In Argentina, the growth of e-commerce and digital payments drove the need for fast and secure online payment solutions. Payment links became a key tool: easy to generate, share and charge in real time, without card readers.

In this article, you'll find out how they work, what options are on the market and what advantages they offer. In addition, we show you how Rebill takes this system one step further with smart payment links customized for your business.

How does an app to charge with a payment link work?

A payment link is a unique link that allows a customer to make a purchase or pay for a service online, quickly and securely. 

The merchant generates this link from an application or payment platform, shares it via WhatsApp, social networks or email, and the customer can make the payment instantly by credit card, debit card or virtual wallets. 

The whole process is executed in real time, without the need for a card reader or a website. This system gained special relevance in recent years with the growth of e-commerce and digital businesses in Argentina that needed simple, agile and secure solutions to receive payments.

Apps to charge with payment link in Argentina

Nowadays there are several applications that allow you to generate and share payment links in Argentina. Each one offers different functionalities and accreditation times, so it is important to know their main features:

Mercado Pago

It is the most popular payment services app in the country to send payment links. It allows charging with credit cards, debit cards, money in Mercado Pago account and immediate bank transfers.

Payments can be credited on the spot (with commission) or in business days at no cost. It also integrates with QR code and online stores.

Payway (ex TodoPago)

Developed by Prisma, it allows merchants to generate payment links and accept credit and debit cards and virtual wallet payments. It offers accreditation in 24 to 48 business hours and tools to manage online and in-person sales.

Ualá Bis

It offers the possibility of charging with payment links without the need of having a POS. Accepts credit cards, debit cards and transfers. Accreditations are usually made within 24 business hours, and merchants can access their sales reports from the app.

Banking Apps

Several banks in Argentina (Santander, Banco Nación, BBVA) added the option of payment methods within their apps. Generally, they allow sending the link to the customer to pay with cards and transfers, with accreditation in 24 to 48 business hours, depending on the bank. 

They are useful for those who prefer to keep all operations within the financial institution.

Rebill in Argentina: the evolution of apps towards smart payment links

In Argentina there are many apps for payment, but when your business needs more control, scalability and security, the alternative is to have an advanced infrastructure such as Rebill.

Rebill' s payment links are not your typical app links: they combine simplicity for the user with all the infrastructure of an advanced payment gateway in Argentina.

• One link, multiple countries and currencies: the system detects the customer's location and adapts the experience automatically.
• Total customization: choose local payment methods (cards, transfers, digital wallets), define prices in ARS or USD, apply coupons, preload data and design the checkout with your brand.
• Control in your hands: set up currency, post-payment redirects, metadata and pre-designed links for campaigns or promotions.
• Versatility for different sectors: from Edtech and Healthtech to marketplaces and SaaS, each team can generate and manage its own links without extra development.
• Share it wherever you want: send your link by WhatsApp, email or web and start getting paid immediately.

With Rebill, a simple link becomes a powerful, adaptable and secure payment tool.

What are the advantages of using apps to charge with a payment link?

Paid links have become one of the most used tools by businesses and professionals in Argentina and other Latin American countries thanks to the benefits they offer.

These are some of its main advantages:

Ease of use

Generating a payment link is simple and fast: just create the link in the app and share it via WhatsApp, social networks or email. The customer can pay instantly without any technical complications.

No card readers or specific banking apps required

Unlike traditional payment methods, it is not necessary to have a physical POS or for the customer to download a specific banking application. The entire process is done online and in real time.

Flexibility in payment methods

The apps accept multiple forms of payment: credit cards, debit cards, bank transfers and virtual wallets. In this way, each customer can choose the method that is most convenient for them.

Compatibility assured

The payment links are compatible with different e-commerce platforms, facilitating integration with online stores and centralized management of digital sales.

Personalization and automation of the experience

Some more advanced platforms, such as Rebill, allow you to go beyond simple link generation: you can customize the links with your brand identity, define the validity of the link, automate the recurring payment method and even preload customer data.

These features provide a more professional and efficient experience for businesses with greater management needs and payment options.

How to choose an app to charge with a payment link?

When incorporating an app to generate paid links, it is important to analyze certain criteria to ensure that the chosen solution really fits the needs of your business:

• Ease of use: the application must allow to generate and share links in a fast and intuitive way, without complicated processes.
• Commissions and costs: it is essential to know the commission percentage for each transaction and if there are additional costs for maintenance or extra services.
• Accepted payment methods: make sure that the app allows charging with credit cards, debit cards, bank transfers and virtual wallets so as not to limit the customer's options.
• Accreditation time: varies according to the payment method and the financial institution. In some cases the accreditation is immediate, while in others it may take more than 48 working hours.
• Security (anti-fraud): the app must have solid protection measures, such as anti-fraud systems and certifications that guarantee the security of payments.
• Integrations: evaluate if the solution integrates with e-commerce platforms, management systems or CRM that you already use in your business.
• Customer experience: the payment interface must be clear, fast and reliable, generating confidence in those who make the transaction.

The choice of app or platform to charge with a payment link will depend on your business and the level of control you are looking for.  

If you need to go a step further, Rebill offers payment automation, checkout customization, automatic currency conversion and PCI DSS certified security.

Modernize the way you charge with smart payment links and improve your customers' experience. Contact us at and take your business into the future of payments with Rebill in Argentina.