Discover how OXXO Pay is transforming cash payments in Mexico. Learn about its benefits and how to implement it in your business with Rebill.

What is OXXO Pay?

OXXO Pay is a cash payment method that allows consumers to make payments at any OXXO store in Mexico. This method was designed to facilitate transactions in a country where cash is the primary means of payment. It offers an accessible and secure solution for both consumers and merchants, representing 10% of online transactions in Mexico and handling a total payment volume of $6 billion. In addition, it handles 50% of all cash or voucher-based payments in Mexican e-commerce.

Advantages of using OXXO Pay


With more than 20,000 OXXO stores throughout Mexico, consumers can make payments conveniently and securely. OXXO Pay eliminates the need for a bank account or credit card, making it accessible to a large portion of the population that prefers or can only use cash.

Increased sales

OXXO accounted for nearly USD 5 billion of total online sales in 2021, while Mexican preference for cash or voucher payments grew by 15% compared to 2020. Offering OXXO Pay allows merchants to access a broader consumer base due to Mexico's low credit card penetration and high unbanked population.

Confidence and security

OXXO Pay is a trusted payment method that takes place in a secure environment within OXXO stores. Consumers receive a payment receipt, which increases trust and transparency in transactions. In addition, it has a low risk of fraud or unrecognized payments because the customer must make the payment in person.

Risk reduction

OXXO Pay is a popular and reliable method with a low risk of returns due to its cash-based nature.

Improved customer experience

OXXO Pay offers a simplified, convenient and secure shopping experience. In addition, by making payments in the shoppers' local language and currency, shopper satisfaction is enhanced.

How does OXXO Pay work?


OXXO Pay generates a receipt with a unique reference number for each transaction.


The consumer takes this receipt to any OXXO store and pays in cash.


Once payment is made, the OXXO system automatically notifies the merchant, who can proceed with the processing of the requested order or service.


Unlike the standard OXXO method that can take up to one business day, OXXO Pay offers real-time payment confirmation.

Key features of OXXO Pay

National coverage

OXXO Pay is available in more than 20,000 OXXO stores throughout Mexico, ensuring broad coverage and accessibility for consumers.

Secure payments

Payments are made in a secure environment within OXXO stores, with a receipt issued for each transaction.

Real-time notification

Once payment is made, the system automatically notifies the merchant, allowing for fast and efficient processing of the order or service.

No need for banking

OXXO Pay eliminates the need for a bank account or credit card, facilitating access to services and products for a wide audience.

Connection with the main banks in Mexico

OXXO is connected to 15 Mexican banks, including BBVA, Santander, Banamex, Banorte and HSBC, and is responsible for 80% of all bank deposits in the country.

Transforming e-commerce in Mexico with OXXO Pay

OXXO Pay is making online shopping accessible to a large portion of the population that does not have access to traditional banking services or prefers cash transactions. As the e-commerce market in Mexico continues to grow rapidly, projected to expand from US$74 billion in 2023 to US$176.8 billion by 2026, OXXO Pay is playing a crucial role in enabling those without traditional banking services to participate in online shopping. This payment method bridges the gap between digital commerce and cash transactions, allowing customers to use cash for online purchases at any OXXO store.

Implementing OXXO Pay in your business

To integrate OXXO Pay into your business, it is essential to have a payment platform that supports this technology. At Rebill, we offer solutions that allow you to accept OXXO Pay payments quickly and securely, optimizing your operations and improving the customer experience.